Critical Illness Cover pays out a tax-free lump sum in the event of the policyholder suffering from a defined critical illness. This includes cancer, heart attack, stroke or multiple sclerosis, to name a few. This is typically set up on a decreasing term policy, to cover a mortgage, or on a level term policy, to guarantee a certain level of payout.
At Quanstrom Financial, we use our large range of insurers and expertise to recommend a policy that is bespoke to you.
Feel free to get in touch if you wanted to discuss your Critical Illness options. Whatever your budget, we will always aim to set up bespoke cover tailored to your needs.
We do not charge a fee for critical illness advice. Critical Illness plans have no cash in value at any time and will cease at the end of the term. If premiums are not maintained, then cover will lapse.
